・38 min
Do you have to pay taxes on crypto? Crypto tax guide for 2026
Calculating crypto taxes can be stressful. Simplify the process with CoinTracker's 2026 crypto tax guide, and navigate taxable events with ease.
Crypto taxes + portfolio
Crypto taxes made effortless
Connect your wallets and exchanges, automatically calculate crypto gains, losses, and cost basis, and generate tax reports. Track your entire portfolio in one place, all year long.
4.7/5 on Trustpilot
Portfolio
$125,430.18
+$4,210.55 (3.47%) past month
Your assets
Bitcoin0.9241 BTC
$58,210+4.1%
Ethereum11.08 ETH
$36,480+2.8%
2026 estimated taxes
$3,812
Short-term$2,140
Long-term$1,672
Filing progressStep 3 of 4
Cost basis complete
Tax-saving opportunity$1,420
Trusted partner of
Trusted partner of
Why crypto taxes get complicated
Your exchange only sees part of the picture
Move crypto between wallets, exchanges, and chains, and individual platforms can lose track of your original cost basis. The result can be missing history, overstated gains, and tax forms that don’t reflect your full crypto activity.
CoinTracker brings your activity back together across accounts, so your taxes reflect what actually happened.
How CoinTracker works
From scattered crypto activity to accurate taxes in three simple steps
Connect your wallets and exchanges, let CoinTracker organize your crypto activity, then generate accurate tax reports and file with confidence.
1. Connect your accounts
Sync 500+ wallets, exchanges, and blockchains in one place.
2. Get the complete tax picture
CoinTracker organizes your transactions, matches transfers, and calculates your cost basis, gains, and losses.
3. File your way
Generate tax reports and file with TurboTax, H&R Block or a tax professional.
Cointracker benefits
We do the math, you reap the rewards
Total capital gains$31,337.42
Total income$48,112.88
Generate tax forms
Tax bills
Refund
1.03 ETH transfer to 0x742d35C...
Identify cost basis
Calculate proceeds
▲ $161.20Today
$10,023.82
Jun 17Jun 18Jun 19Jun 20Jun 21Jun 22Jun 23
1D1W1M3MYTD1YALL
Sync transactions
Don’t just take our word for it
I've been using CoinTracker for years. Having all my wallets in one app saves a lot of time. Another great feature is tax form generation and the option to export my data as needed.
Gordon M.
CoinTracker makes tracking crypto super easy! It syncs with exchanges, gives real-time updates, and even handles taxes without the headache. If you're into crypto and want a hassle-free way to manage your portfolio.
Jyostsna M.
Rated 4.7 out 5 with 1,700+ reviews
Trust Pilot
Excellent rating
CoinTracker seems to be the first to announce updates regarding support over the full 1099-DA lifecycle, from ingestion to reconciliation to final filing.
Matt C.
Two things to know: 1) There’s a new tax form this year, 2) We’ve partnered with @CoinTracker to get you all the tools you need to make the process as easy as possible. Pay your taxes, folks.
Brian Armstrong
Taking the pain out of crypto taxes
since 2017
3M+ users
CoinTracker has been a lifesaver for managing crypto taxes. Platform is user-friendly with easy transaction tracking and automatic import from exchanges. Excellent customer support with quick, clear responses.
Andrew Payne
Use cointracker put in all your wallets and it shows you everything for the life of your wallet
Bitman
Managing taxes for 12,000 trades would have been impossible without CoinTracker. I advise to pony up the money and get it done.
Ben Claydon
Would have spent painful days sorting through hundreds of crypto transactions without it. Tracks all coin transactions for easy IRS submission.
Jang Park
#1 crypto tax software
Milk Road
Excellent rating
Easily the most accurate crypto tax product in the space. Can add wallets and have to do very little edits. Amazing!
Stefan Z
Over 300k app downloads
App Store
300k downloads
Since I use multiple exchanges and wallets, it’s great to see all my digital assets in one place. I just give my accountant a PDF for taxes — CoinTracker has done all the work. Transactions update in real time.
Craig
Excellent! Couldn’t do taxes without it
Michael S.
Their site has gotten better and better every year. They integrate with so many different coins, tokens and NFTs, as well as all of the big exchanges. As long as you verify your transactions that are synced as you go, the tax forms are a piece of cake.
Ron
I've been using CoinTracker for years. Having all my wallets in one app saves a lot of time. Another great feature is tax form generation and the option to export my data as needed.
Gordon M.
CoinTracker seems to be the first to announce updates regarding support over the full 1099-DA lifecycle, from ingestion to reconciliation to final filing.
Matt C.
CoinTracker has been a lifesaver for managing crypto taxes. Platform is user-friendly with easy transaction tracking and automatic import from exchanges. Excellent customer support with quick, clear responses.
Andrew Payne
Would have spent painful days sorting through hundreds of crypto transactions without it. Tracks all coin transactions for easy IRS submission.
Jang Park
Over 300k app downloads
App Store
300k downloads
Their site has gotten better and better every year. They integrate with so many different coins, tokens and NFTs, as well as all of the big exchanges. As long as you verify your transactions that are synced as you go, the tax forms are a piece of cake.
Ron
CoinTracker makes tracking crypto super easy! It syncs with exchanges, gives real-time updates, and even handles taxes without the headache. If you're into crypto and want a hassle-free way to manage your portfolio.
Jyostsna M.
Two things to know: 1) There’s a new tax form this year, 2) We’ve partnered with @CoinTracker to get you all the tools you need to make the process as easy as possible. Pay your taxes, folks.
Brian Armstrong
Use cointracker put in all your wallets and it shows you everything for the life of your wallet
Bitman
#1 crypto tax software
Milk Road
Excellent rating
Since I use multiple exchanges and wallets, it’s great to see all my digital assets in one place. I just give my accountant a PDF for taxes — CoinTracker has done all the work. Transactions update in real time.
Craig
Rated 4.7 out 5 with 1,700+ reviews
Trust Pilot
Excellent rating
Taking the pain out of crypto taxes
since 2017
3M+ users
Managing taxes for 12,000 trades would have been impossible without CoinTracker. I advise to pony up the money and get it done.
Ben Claydon
Easily the most accurate crypto tax product in the space. Can add wallets and have to do very little edits. Amazing!
Stefan Z
Excellent! Couldn’t do taxes without it
Michael S.
I've been using CoinTracker for years. Having all my wallets in one app saves a lot of time. Another great feature is tax form generation and the option to export my data as needed.
Gordon M.
Rated 4.7 out 5 with 1,700+ reviews
Trust Pilot
Excellent rating
Two things to know: 1) There’s a new tax form this year, 2) We’ve partnered with @CoinTracker to get you all the tools you need to make the process as easy as possible. Pay your taxes, folks.
Brian Armstrong
CoinTracker has been a lifesaver for managing crypto taxes. Platform is user-friendly with easy transaction tracking and automatic import from exchanges. Excellent customer support with quick, clear responses.
Andrew Payne
Managing taxes for 12,000 trades would have been impossible without CoinTracker. I advise to pony up the money and get it done.
Ben Claydon
#1 crypto tax software
Milk Road
Excellent rating
Over 300k app downloads
App Store
300k downloads
Excellent! Couldn’t do taxes without it
Michael S.
CoinTracker makes tracking crypto super easy! It syncs with exchanges, gives real-time updates, and even handles taxes without the headache. If you're into crypto and want a hassle-free way to manage your portfolio.
Jyostsna M.
CoinTracker seems to be the first to announce updates regarding support over the full 1099-DA lifecycle, from ingestion to reconciliation to final filing.
Matt C.
Taking the pain out of crypto taxes
since 2017
3M+ users
Use cointracker put in all your wallets and it shows you everything for the life of your wallet
Bitman
Would have spent painful days sorting through hundreds of crypto transactions without it. Tracks all coin transactions for easy IRS submission.
Jang Park
Easily the most accurate crypto tax product in the space. Can add wallets and have to do very little edits. Amazing!
Stefan Z
Since I use multiple exchanges and wallets, it’s great to see all my digital assets in one place. I just give my accountant a PDF for taxes — CoinTracker has done all the work. Transactions update in real time.
Craig
Their site has gotten better and better every year. They integrate with so many different coins, tokens and NFTs, as well as all of the big exchanges. As long as you verify your transactions that are synced as you go, the tax forms are a piece of cake.
Ron
I've been using CoinTracker for years. Having all my wallets in one app saves a lot of time. Another great feature is tax form generation and the option to export my data as needed.
Gordon M.
CoinTracker makes tracking crypto super easy! It syncs with exchanges, gives real-time updates, and even handles taxes without the headache. If you're into crypto and want a hassle-free way to manage your portfolio.
Jyostsna M.
Rated 4.7 out 5 with 1,700+ reviews
Trust Pilot
Excellent rating
CoinTracker seems to be the first to announce updates regarding support over the full 1099-DA lifecycle, from ingestion to reconciliation to final filing.
Matt C.
Two things to know: 1) There’s a new tax form this year, 2) We’ve partnered with @CoinTracker to get you all the tools you need to make the process as easy as possible. Pay your taxes, folks.
Brian Armstrong
Taking the pain out of crypto taxes
since 2017
3M+ users
CoinTracker has been a lifesaver for managing crypto taxes. Platform is user-friendly with easy transaction tracking and automatic import from exchanges. Excellent customer support with quick, clear responses.
Andrew Payne
Use cointracker put in all your wallets and it shows you everything for the life of your wallet
Bitman
Managing taxes for 12,000 trades would have been impossible without CoinTracker. I advise to pony up the money and get it done.
Ben Claydon
Would have spent painful days sorting through hundreds of crypto transactions without it. Tracks all coin transactions for easy IRS submission.
Jang Park
#1 crypto tax software
Milk Road
Excellent rating
Easily the most accurate crypto tax product in the space. Can add wallets and have to do very little edits. Amazing!
Stefan Z
Over 300k app downloads
App Store
300k downloads
Since I use multiple exchanges and wallets, it’s great to see all my digital assets in one place. I just give my accountant a PDF for taxes — CoinTracker has done all the work. Transactions update in real time.
Craig
Excellent! Couldn’t do taxes without it
Michael S.
Their site has gotten better and better every year. They integrate with so many different coins, tokens and NFTs, as well as all of the big exchanges. As long as you verify your transactions that are synced as you go, the tax forms are a piece of cake.
Ron
Helpful articles and resources
Read our blog
Frequently asked questions
Want to learn more about 2026 crypto taxes? Explore our blog
CoinTracker is widely considered the best crypto tax software for US investors due to its official Coinbase integration and TurboTax partnership. It accurately reconciles 1099-DA forms and off-platform transfers, ensuring you don't overpay. Most users complete their reports in under 20 minutes.
Yes, the IRS enforces capital gains tax on cryptocurrencies by classifying them as property, not currency. This means crypto sales, trades, or purchases are taxed under standard investment tax rules—either as short-term gains (taxed as income) or long-term gains (lower tax rates if held >1 year). Explore more details in our crypto tax guide.
To report crypto on taxes, track all taxable events, such as selling, trading, or earning crypto. Capital gains go on Form 8949 & Schedule D, while earned crypto is reported as income. Keep detailed records, and consider using crypto tax software for accuracy.
No, if you only buy and hold crypto, you don't need to report it. However, if you earn crypto (from staking, mining, airdrops, or payments), it's considered taxable income and must be reported, even if you don't sell. Explore more details in our crypto tax guide.
In general, there are four major taxable events you must include when filing your crypto taxes:
• Selling cryptocurrency for a fiat currency (e.g., USD or EUR)
• Trading cryptocurrency for other digital assets
• Using cryptocurrency to buy goods or services
• Receiving cryptocurrency from a hard fork upgrade or passive income opportunities like mining, staking, or yield farming
Explore more details in our crypto tax guide.
You can reduce your crypto tax bill by using CoinTracker’s automatic tax loss harvesting tool. Our software identifies specific opportunities to offset capital gains by selling assets at a loss, potentially saving you thousands of dollars in taxes every year without increasing your risk.
Crypto tax rates depend on how long you hold it and your income bracket:
• Short-term capital gains (held ≤1 year) are taxed as ordinary income (10%–37% in the U.S.).
• Long-term capital gains (held >1 year) have lower rates (0%, 15%, or 20%).
• Crypto earned (from mining, staking, or payments) is taxed as income at your regular tax rate.
Explore more details in our crypto tax guide.
Crypto tax software like CoinTracker automates transaction tracking, calculates capital gains/losses, and generates tax forms (Form 8949 & Schedule D). It syncs with exchanges and wallets, reducing errors and simplifying compliance—saving you time during tax season.
A crypto portfolio tracker is a tool that automatically aggregates your cryptocurrency holdings across exchanges, wallets, and blockchains so you can see your entire portfolio in one place.
With CoinTracker’s portfolio tracker you can connect your wallets and exchanges to monitor balances, track performance, and view your realized and unrealized gains over time. Without relying on spreadsheets or manual tracking.
Form 1099-DA is a new IRS tax form that reports digital asset proceeds from taxable crypto transactions. Starting in January 2026, U.S. exchanges and brokerages must send 1099-DAs to customers who had taxable events in 2025, such as crypto-to-fiat sales, crypto-to-crypto trades, or stablecoin conversions.
Exchanges also send this form to the IRS. You don’t need to submit the 1099-DA itself, but you must report the taxable activity on your return.
For the 2025 tax year, exchanges are not required to report cost basis to the IRS. Without cost basis, the IRS may assume it’s $0 and calculate taxes on your full proceeds — even if your actual gain was much lower.
Learn more about how Form 1099-DA works and how to reconcile it in our full help article.
A crypto portfolio tracker works by syncing transaction data from your exchanges and wallets using APIs or wallet addresses. The software automatically imports trades, transfers, staking rewards, and other activity to calculate your portfolio value and performance.
CoinTracker supports hundreds of exchanges, wallets, and blockchains so you can track your crypto investments, monitor profit and loss, and generate accurate tax reports in one place.
Yes. CoinTracker offers a free plan that includes unlimited portfolio tracking and a tax summary preview. You can import all your transactions from exchanges and wallets at no cost to monitor your performance and see your tax liability. Upgrade only when you are ready to generate and download your official IRS forms.